Loan Options
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B/C Loans
B/C Loans do not meet the credit requirements of Fannie Mae and Freddie Mac.
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Conforming Loans
Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae and Freddie Mac.
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Conventional Loans
Conventional loans are mortgage loans offered by non-government sponsored lenders.
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FHA Loans
FHA stands for Federal Housing Authority. FHA Loans provide low-cost insured Home Mortgage Loans that suit a variety of purchasing options.
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Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate does not change for the term of the loan; the monthly payment is always the same.
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Imperfect Credit
Bankruptcy, foreclosure, judgments, charge-offs, medical bills, no credit, bad credit, turned down, etc.—we can help!
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Jumbo Loans
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits.
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Location Efficiency Mortgage (LEM)
Location Efficient Mortgages are available to individuals purchasing more expensive homes in areas where with efficient public transportation systems.
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Reverse Mortgages
A reverse mortgage is a home loan (used for any purpose) where seniors, 62 and older, can access the equity (cash) built up in their home.
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RHS Loan Program
The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.
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State and Local Housing Programs
Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home.
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USDA Loans
The mission of USDA Rural Development’s Single Family Housing Guaranteed Loan Program is to assist low to moderate income rural homebuyers achieve their dream of homeownership!
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VA Loans
Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
